NZ Boat insurance

[vish]

Anyone got any advice about who to insure kayaks with? :wavey:
Advice gratefully accepted.

[Juno]

Hey Vish,
I use State and have my boat as a named item on my contents insurance, which is the policy where it is insured anywhere in the world or maybe just New Zealand.

There is a company that insures your kayak as a recreational boat and there policy as checked many times my the policy owner covers them for damage, yes all cracks are covered silly but it is in the policy.

[Jac]

ours are covered with AMI as 'windsurfers' as that was the best that we could do... each kayak costs about $5.25 a month for national coverage!

[vish]

Hey guys,

Mine is now covered with State. It's only National, not international- I checked! I had to get it with Contents Insurance but then I got Contents insurance in the first place because I got fed up hearing about boats being stolen. Then I found I had insurance that didn't cover my pride and joy!!!

By the way, this has come about since I woke up at 1am the night we arrived for our training camp in Palmerston North, and disrupted 10 people trying to steal boats off about three cars..

vish :-)
(NZ Women's Squad Crimefighter)

[rach]

haha! vish, that doesn't do your midnight escapade justice! it was much more dramatic than that!..........

[Jose]

I had my boat covered with State - after having 2 stolen they cancelled my policy - on the basis that I was clearly negligent in looking after my belongings - ie; leaving boat on trailer or roof while at competitions.

[vish]

I'm gonna get a lock for it this weekend. :rolleyes:

[becks.c]

Jose - you have a baad as friend to join your club - Alana who has also had two boats stolen.:D

I am insured with State - contents, kayaks including ALL their associated equipment e.g. paddle, boat bag etc for $2800. Oh yes, also Jac's boat too from when I previously had a 'financial interest' in it.